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Title: The Budget Kit: The Common Cents Money Management Workbook (Budget Kit)
ISBN: 1427796726
Author:
Judy Lawrence
Publicate Date: 2008-01-01
Publish: 2008-01-01
List Price: $19.95
Average Customer Rating: 4.5
Format: Paperback
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Amazon Lowest New Price: $12.34
Amazon Lowest Used Price: $11.13
Amazon Merchant Price: $13.57
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| Customer Review: |
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1: Thank God For Judy Lawrence!
With the economy today, I am so glad I started with this book months ago. It has been a real learning experience finding out where my money is going - and step by step I am more conscious of my spending choices. When I started this book, my finances felt like the refrigerator running - it's always running you know.
Then, all of the sudden, the refrigerator stops running and is done. That's the sense of dread I had about figuring out my financial situation.
Things are different now. I know where my money is going and have more confidence in my financial choices. That is because knowledge is power. Judy has provided the structure so that I now have the knowledge to make informed choices.
I also want to add that I am somewhat of an author groupie so I emailed Judy for a private consultation which she provides free of charge initially. My circumstances were such that I live on a fixed income. I ended up working privately with Judy which has been the BEST experience financially for me - I tailored the system particularly to my circumstances so it is really working for me.
You may want to check out her website www.moneytracker.com
Well worth the investment!
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2: You have to pay for electronic versions of budget worksheets!!
Some good advice, but after buying the book I didn't expect to have to purchase the electronic version of worksheets for an additional 12.95!! The book mentions these worksheets, but the author does not tell you they cost money to get. You find that out when you get to the website, no free passcode for book owners. With so many people using computers to budget, electronic versions of these forms should be free. It is tacky to charge book owners for these forms
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3: This is *NOT* a "Kit" and No CD INCLUDED!
Though several of the reviews and used editions of this book refer to a CD, this so-called "kit" does not include a CD. In fact, the book has a URL link to a moneytracker dot com website with offers to purchase thirteen dollars worth of spreadsheets separately.
I don't like this misleading marketing of a book and it is a disappointment that so many reviewers let this author off the hook for calling this paper-and-pencil workbook a "kit."
In 2008, it is reasonable to expect a book about spreadsheets to offer the spreadsheets themselves at no extra charge.
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4: Can't say enough great things about this book!
When i bought this book, I was deep in debt... i think i bought it with my credit card. When the book called for me to take a month to just write down each and every purchase, it was a shock that i needed to realize just how much money i waste every day. In a few months time, I was out of the hole i was in, and now using the tools i learned from that book, I'm completely debt free. During which time, I've paid off a car, and actually have a savings account! This book is worth more than words can say, but you have to apply to it and use the tools that work for you.
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5: A no nonsense hardcopy budget system
I have tried many software based budget programs and most contain features that are rarely used or very specific to certain users. This book provides a customizable, no nonsense, hardcopy based, useful system that needs no batteries, power cords or laptop connection. With this system you can work on your budget in the middle of the desert or on top of a mountain...no cords attached.
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