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Title: How to File for Chapter 7 Bankruptcy
ISBN: 1413306276
Author:
Stephen Elias
Albin Renauer
Robin Leonard
Publicate Date: 2007-04-30
Publish: 2007-04-30
List Price: $29.99
Average Customer Rating: 4.5
Format: Paperback
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Amazon Lowest New Price: $19.70
Amazon Lowest Used Price: $7.98
Amazon Merchant Price: $21.89
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| Customer Review: |
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1: Informative
If you are at all considering filing bankruptcy, you should read this book. It is a great guide that is not only informative, but easy to read. The step-by--step instructions will help you wade through the process. Definitely user-friendly.
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2: Expert Advice For The Do-It-Yourself'er
I'll read almost anything published by NOLO because the advice and information is usually pretty good, even when it is on topics that don't relate to me. That's how good NOLO publications are! They help you navigate the legal minefield that our politicians have created for us, acting as well informed guides and translating all that legalese for the rest of us to understand.
While I can't say that I would be ever file bankruptcy without the help of an attorney, this book presents all the problems that you might encounter, tells you how to overcome them but is never shy in telling you when you'll probably be in over your head. The book explains the basics, provides all the forms and instructions you will need and is an excellent guide. Everything you could need to file on your own (and save yourself $1000's of dollars!) is in this book - just take the forms they've provided -- just copy them, filling in the blanks with your own personal information, and you're good to go!
I learned a lot from this book because it's up-to-date with all the latest changes to the bankruptcy law. The book also provides legal references, citing former case law that you can look up yourself if you need to as well as provide further reading. There are also sections on what to do after you've received your discharge and what to expect.
A great publication even if you don't have the confidence to go it alone by providing you with a lot of background information, do's and don'ts and other issues and caveats that one might encounter when filing for bankruptcy.
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3: Nobody will like to read this book
Nobody will like to read this book. Expect possibly bankruptcy lawyers. It is a book of dread. You read it because you have to read it, in situations where you suspect that bankruptcy is looming as a possible if not probable outcome.
Much of the value in the book lies in the numerous government forms that you need to fill out, in order to file for Chapter 7. Given that you are likely in straitened financial circumstances (otherwise why are you doing this?), the cost of this book is easily outweighed by its advice. Including very specific steps and forms needed for those steps.
The book's language is clear and easy to follow. The authors have done well in stripping out all unnecessary legalese.
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4: A Pro Se Guide That Makes The Process Understandable and Achievable
Review of "How to File for Chapter 7 Bankruptcy (15th Edition)."
This guide clearly demonstrates how the pro so litigant may file for Chapter 7 bankruptcy. Chapter 7 Bankruptcy sometimes called "liquidation" bankruptcy -- it cancels your debts, but you might have to let the bankruptcy court liquidate (sell) some of your property for the benefit of your creditors. ("Chapter 7" refers to the chapter of the federal Bankruptcy Code that contains the bankruptcy law.)
According to the text the whole Chapter 7 Bankruptcy process takes about four to six months, costs $299 in filing and administrative fees, and commonly requires only one trip to the courthouse. The petitioner must also complete credit counseling with an agency approved by the United States Trustee.
To file for bankruptcy, you fill out a petition and a number of other forms and file them with the bankruptcy court in your area. Basically, the forms ask you to describe:
* your property
* your current income and monthly living expenses
* your debts
* property you claim the law allows you to keep through the bankruptcy process (called "exempt property") -- most states let you keep some equity in your home, clothing, household furnishings, Social Security payments you haven't spent, and other necessities such as a car and the tools of your trade.
* property you owned and money you spent during the previous two years, and
* property you sold or gave away during the previous two years.
For me this text is an invaluable resource for paralegal instructors and students. I rate it at five stars without reservation.
JP
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5: Great
I'm surprised on the great quality. Nice packaging and fast delievery helped allowed me to get right to work. Thank you.
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